Secured Motorcycle Loan

A Secured Motorcycle Loan is also known as a Consumer Bike Loan. This is the most popular method of motorbike finance used to purchase a bike for private use. As the bike is secured against the loan, the interest rates are normally lower than a motorcycle personal loan.

A secured motorcycle loan is a simple loan between you and the lender with regular repayments for a predetermined time frame. Ownership of the bike passes to you at the start of the agreement and the loan is secured against the bike. The interest rate is fixed for the term of the loan. This means repayments remain the same for the life of the loan which makes budgeting easy. A Secured Motorcycle Loan can be paid out at any time. You can also sell the bike at any time during the loan. A Secured Motorcycle Loan is most consumers first choice for motorbike finance.

Motorcycle finance is available for both road registered and unregistered trail bikes.

Advantages of a Secured Motorcycle Loan

Up to 100% of the purchase price, and even more, can be financed to cover insurance and accessories. A deposit may not be required*
Fixed interest rate for the term of the loan.
Regular fixed repayment schedule.
Terms from 1 to 5 years.

* Conditions apply

Apply for Motorbike Finance

Call one of our friendly AAA Motorbike Finance Experts today to discuss your Secured Motorcycle Loan.

Or make a Quick Loan Enquiry Now. One of our Experience Finance Team will call you shortly.
Secured Motorcycle Loan | Motorbike Finance

Motorbike Finance Calculator

Use our motorbike finance calculator to estimate your repayments. Fortnightly or monthly repayments are calculated. This calculation is based on your estimate of your motorbike finance amount, term of loan (in years) and an approximate interest rate. Your interest rate will be dependent on your current credit rating.

Motorbike Insurance

Protect your bike and your credit rating with motorbike insurance. We offer a range of insurance products. Comprehensive motorbike insurance, extended warranties and motorbike tyre and rim insurance protect your bike. Motorbike loan protection insurance and motorbike gap or shortfall insurance protect your loan and credit rating.

Useful Link

The following link has some good tips on how to buy a motorcycle.

Tammy Davies

27 April 2024

Excellent service provided from start to finish, Jaime kept us informed through each step. Would highly recommend. Very easy to deal with, having financed with car dealers many times, this was a seamless process and AAA ensured they secured the best deal for us.

David Marjoribanks

17 April 2024

Jason Barry and the team at AAA Finance were great throughout what became a complex process in arranging settlement on finance for a vehicle. Jason’s continued efforts to resolve some unexpected issues and constant follow up ensured the finance settled. Without his great work it could easily have fallen over. Even the fleet company who sold the vehicle to me were singing his praises ! Thanks Jason. Will be using Jason and AAA Finance on my next purchase for sure !

Deborah Gibson-Campbell

2 April 2024

Exceptional service by Jason yet again. I have been engaging Jason for many years now, whenever I have used financial services for purchases and he has always obtained a great loan package for myself.

Samantha Holder

2 April 2024

Big thanks to Jason Barry at AAA Finance! From beginning to end, Jase ensured that purchasing our 2021 Jayco Work N Play was smooth and hassle-free. Even though we initially received approval with a higher interest rate, he persevered and secured a much better rate for us. He maintained excellent communication throughout the entire process. I highly recommend Jason to anyone. Thank you Jase for your outstanding service!!

Jemma Pudwell

15 February 2024

We have used Jase from AAA Finance twice in the last 12 months, and he has been great to deal with. Communication was great, he was very proactive especially if anything may come up and were very quick in getting it all sorted in the best possible way to suite our situation. Highly recommend and will use Jase again in the future.

Ryan Smith

14 February 2024

Just finished my process with Ray from AAA finance. The man is unbelievably genuine and taught me so much throughout the process. This wasn't just about securing my finance and Ray showed that through immaculate service. Ray has educated me and shed light onto future projects only confirming where I'll be taking my business in the future. Absolutely phenomenal and wouldn't even consider using anyone else. Thanks again Ray!

Wayne Roby

29 January 2024

AAA were awesome at helping me out of a tight situation (and with bad credit file) ! they were friendly and quick to respond. i would highly recommend them

Ree PAPMS

23 January 2024

Jason was professional, organised and very helpful in regards to the loan for camper van. I am very grateful to have spoken to someone who managed the process so easily, flexibly and was able to provide solutions. Thank you

Emily Dimitriou

10 December 2023

Jason has been absolutely wonderful to deal with and we couldnt be happier with his service. Top notch 😊