Caravan Finance
Looking to finance your next adventure? We offer flexible caravan finance solutions for any type of recreational vehicle—if you can tow it, we can finance it! Whether you're purchasing new or used, privately or through a dealer, for personal or business use, we make it easy to secure the funds you need to hit the road.
We can arrange finance for all types of recreational vehicles including:
- Caravans.
- Camper Trailers
- Motor Homes
- 5th Wheelers.
- Horse Floats
AAA Finance offers quick and easy caravan loans at competitive rates. We work with a range of caravan financer lenders and can turn around caravan loans in as little as 24 hours. But before signing off, it's important to know exactly what type of finance options we offer, was well as the details of the associated benefits. Whether it’s a weekend getaway close to home or an epic journey across the outback, we can provide the perfect finance option for your home away from home.
Flexible Caravan Finance Options
The are 3 finance options available to finance your caravan. The option most suitable will depend on what you will use the caravan for - personal or business use and the type and age of van or camper being purchased.
Secured Caravan Loan. This type of loan is perfect for those wanting to purchase a new or slightly used caravan or camper trailer for personal use. Using the van as security means that the interest rates will be lower. Find out more about secured caravan loans here.
Business Caravan Loan. If you are wanting to use the van for remote work accommodation or as a mobile site office then this is the loan option for you. To be eligible for this type of loan you must have an active ABN and use the van for business use. For business owners who are GST registered a low doc caravan loan cuts through the red tape and reduces the need for full financials.
Personal Loan for a Caravan. This option is most often used to purchase older vans or when purchasing privately. The van is not used as security which gives you more flexibility on how you spend your funds, however it does come with a higher interest rate. Find out more here.
Our camper trailer finance options offer flexibility tailored to your specific needs. With fixed interest rates and terms up to 7 years, you can enjoy predictable repayments and long-term financial planning. If you're looking for even more flexibility, the option to pay off the loan early without penalties can help reduce interest costs. Additionally, a balloon payment option allows for lower monthly repayments during the loan term, with the final lump sum payable at the end of the agreement.
Competitive Caravan Finance Interest Rates
With access to a wide range of caravan financers, AAA Finance ensures you receive the most competitive caravan finance rate available. We carefully select the lender that best suits your financial situation and strive to secure the best rate for you. With extensive experience in the industry, our brokers know how to structure your application to achieve the best possible outcome. Whether for personal or business use, we tailor the process to meet your unique needs.
Apply for the Best Caravan Finance!
Want a great deal on caravan finance with AAA customer service? We pride ourselves on providing quick and easy finance along with exceptional customer service.
- Low interest rates.
- Flexible caravan finance packages.
- Easy approval process.
- Quick loan approvals within 24 to 48 hours.
- AAA customer service
Experience the AAA difference. Call one of our experienced Finance Specialists today on 07 5493 1222. Or make a Quick Loan Enquiry today and we will be in contact shortly.
Caravan Finance Calculator
Use our online Caravan Finance Calculator tool to estimate your monthly repayments. Our online calculator uses an estimate of your caravan loan amount, term of loan and interest rate. The calculator then generates an estimate of your loan repayment. You can select a fortnightly or monthly repayment option.
Obtaining a pre-approved caravan loan is a smart way to establish a clear budget before making your purchase. It provides you with a set borrowing limit, giving you confidence and control when exploring your options. This pre-approval is particularly useful when buying privately, as it strengthens your bargaining position with sellers, and it can also help you negotiate a better price with dealers. By knowing exactly what you can afford, you’re in a stronger position to make a well-informed decision.
Caravan Insurance
As part of your loan conditions, comprehensive insurance for your new caravan is required This safeguards both the lender and provides you with peace of mind, knowing you're fully covered. When choosing caravan insurance, ensure it offers Australia-wide protection, including remote and off-road areas. You don’t want to breakdown on the Gibb River Road only to find that your policy doesn’t cover this remote area. Opting for a specialized recreational vehicle insurer, like CIL, can ensure you’re prepared for every adventure. We can provide you with an competitive insurance quote today!
Tips for Buying a Camper Trailer
The Big4 Holiday Parks have put together a very comprehensive list of points to consider when buying a camper trailer. This link will be useful when looking to purchase a camper trailer.
Disclaimer
* Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. This rate may be different from our lowest advertised rates. The Comparison Rate is calculated on a Secured Loan of $50,000 fixed for a term of 5 years, effective 9/11/2023 and subject to change. The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
