Jet Ski Finance
Jet ski finance offers an accessible way to turn your dream of owning a jet ski into reality. Whether you're looking for a new or used model, financing options can help you manage the cost with flexible repayment terms. With various loan options available, including pre-approved jet ski loans, you can secure the funds you need while staying within your budget.
6 Benefits of Financing a Jet Ski
1. Low fixed interest rates - We have a large range of lenders to ensure that we get you the lowest interest rate and best loan terms based on your individual circumstances. Let the thrill of some air time be your heart starter – not the loan repayments!
2. Easy application process - Apply online or call and speak with a finance expert. An over-the-phone application just takes 5 minutes.
3. Quick loan approvals – most loans approved within 24 hours.
4. Finance for new or used jet ski’s
5. The choice to buy privately or from a dealer
6. Flexible loan repayments –repayments that can be direct debited weekly, fortnightly or monthly with loan terms up to 7 years.
Loan Options
There are 2 loan options available when purchasing a Jet Ski for private use.
1. Secured Jet Ski Loan
The most cost effective loan on offer is a secured jet ski loan. With this type of finance the jet ski is used as security against the loan. Secured loans typically offer lower interest rates and higher borrowing amounts. This option is perfect for purchasing new and second hand jet skis.
2. Unsecured Jet Ski Loan
The other option for financing for a jet ski is to use an unsecured jet ski loan. This loan option offers greater flexibility when purchasing jet skis older than 12 years or when buying privately. No collateral is required meaning you can spend the approved funds as you see fit, however, this option does come with a higher interest rate.
Key Features of Jet Ski Finance
Regardless of the loan option that best suits your circumstances, both offer great advantages. You can make extra repayments without penalty, which helps reduce both the loan term and the amount of interest payable. Loan terms range from 1 to 7 years, with a fixed interest rate. Additionally, repayments are flexible, allowing for weekly, fortnightly, or monthly direct debit transfers.
Get Pre-Approved
If you’ve just started shopping for a new jet ski, applying for a pre-approved loan can be a smart move. A pre-approved jet ski loan gives you the certainty that your funds are already approved, ensuring your purchase stays within budget as you shop. Stop dreaming and start shopping!
Apply for a Jet Ski Loan
Dreaming of a jet ski but don’t think you can afford it? Contact our finance experts to get the right finance solution for your circumstances. Either call 07 5493 1222 to discuss your loan requirements or make an online enquiry and one of our team members will call you at your convenience.
Jet Ski Loan Calculator
Want to know if a jet ski loan will fit into your budget? Our easy to use jet ski finance calculator can help you estimate your loan repayments. You will need to know how much you want to borrow and also an approximate interest rate. A number of factors will affect the your interest rate. These include the age of the jet ski, your credit history and overall profile. Using our calculator you can change the loan term to see how it affects the loan repayment amount.
The Safe Transport Victoria website provides information on jet ski safety regulations, licensing requirements, and guidelines for safe operation in Victorian waterways.
